Term Deposits

Term Deposit and Credit Union Deposit Receipts (CDR's) provide a secure, worry-free investment for short and long-term funds. With flexible interest rates, investment terms, and automatic renewal options, Term Deposits and CDR's provide a great way to save and earn money with a guarantee of principal and interest. Plus, deposits are insured under the terms of the Credit Union Deposit  Insurance Corporation.


Term Deposit $1000 minimum deposit 
CDR's $500 minimum deposit 

Term Deposits:

  • Funds are held on deposit for a specific period of time 1 to 5 years.
  • Interest is paid monthly on deposits $5,000.00 or more.
  • Owners age 59 of better qualify for 1/4% bonus on a minimum deposit of $5,000.00 over one year.

CDR - Consolidated Deposit Receipt:

  • Funds are required to be deposited for at least 90 days to receive interest.
  • The interest rate is set monthly on the first business day of each month.
  • Interest is payable semi-annually on March 31st and September 30th.

Index-Linked Term Deposits

The beauty of these products is that they allow you to invest in stock markets without any risk to your principal. With no fees or commissions, your principal is guaranteed and you chose a fixed term of 3 or 5 years. Rate of return is calculated on the performance of the TSE or G7 countries. (Global Index-Linked Term Deposits are only available at specified periods of time).


Find Branch/ATM

Enter address, postal code or branch name